These Terms and Conditions govern your use of the 345ph platform, including all games, payment services, promotions, and account features. Please read them carefully before registering or placing any wager.
These highlights do not replace the full Terms below — please read the complete document.
You must be at least 21 years old to register and use 345ph. This is a mandatory PAGCOR regulatory requirement. Age verification is conducted during the KYC process and underage access is strictly prohibited.
345ph operates under the oversight of the Philippine Amusement and Gaming Corporation. All games, payment processes, and player protection mechanisms comply with PAGCOR's regulatory requirements for licensed Philippine online gaming operators.
Each player may register only one 345ph account. Multiple accounts per individual are prohibited. All deposits, withdrawals, bonuses, and game balances are managed through a single unified wallet tied to your verified identity.
All promotional bonuses issued by 345ph are subject to wagering requirements before bonus-derived funds may be withdrawn. Wagering multipliers, eligible games, and expiry periods are specified in each individual promotion's terms at the time of offer.
You are responsible for maintaining the confidentiality of your 345ph login credentials. 345ph will never ask for your password. All activity conducted through your account while logged in is considered authorised unless you report a compromise immediately.
Fraudulent activity, abuse of bonuses, collusion, use of automated betting software, and any attempt to exploit technical errors are strictly prohibited. 345ph reserves the right to void winnings and suspend accounts where prohibited conduct is detected.
By accessing, registering with, or using any part of the 345ph platform — including the website at 345ph.club, any mobile-optimised version of the site, or any gaming service delivered through 345ph — you ("the Player", "you", "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions ("Terms") in their entirety.
These Terms constitute a legally binding agreement between you and 345ph ("the Company", "we", "us", "our"). If you do not agree to any part of these Terms, you must immediately cease using the 345ph platform and, if applicable, close your account. Your continued use of 345ph following any update or amendment to these Terms shall constitute your acceptance of the revised Terms.
These Terms should be read together with our Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the complete agreement governing your use of 345ph.
The following terms have the following meanings when used in these Terms and Conditions:
| Term | Definition |
|---|---|
| 345ph / Platform | The online gaming platform operated at 345ph.club, including all games, payment systems, promotional features, and account management tools. |
| Account | The registered user account created by a Player upon successful registration and KYC verification at 345ph. |
| Player / User | Any individual who has registered an account and uses the 345ph platform for gaming or related services. |
| Wallet / Balance | The digital wallet associated with a Player's 345ph account, holding real money funds deposited by or awarded to the Player. |
| Bonus Funds | Credits awarded to a Player through promotions, welcome offers, or loyalty programmes that are subject to wagering requirements. |
| KYC | Know Your Customer — the identity verification process required by PAGCOR regulations before 345ph may process withdrawal requests. |
| PAGCOR | The Philippine Amusement and Gaming Corporation, the government agency that licenses and regulates online gaming operations in the Philippines. |
| Wagering Requirement | A multiplier applied to bonus funds specifying the total amount that must be wagered before bonus-derived winnings may be withdrawn. |
| Real Money Game | Any game on 345ph where wagers are placed using real PHP funds from the Player's wallet, with outcomes resulting in real monetary gains or losses. |
The minimum age to register and use 345ph is 21 years old, as mandated by PAGCOR's regulatory framework governing online gaming in the Philippines. This requirement applies without exception. By registering with 345ph, you confirm that you are at least 21 years of age. 345ph reserves the right to request age verification documentation at any time and to suspend or terminate any account where the age requirement cannot be confirmed.
345ph operates under a PAGCOR licence covering the Philippine market. Registration and use of the 345ph platform is available to residents of the Philippines and other jurisdictions where online casino gaming is not prohibited by applicable local law. It is the Player's sole responsibility to ensure that their use of 345ph is lawful in their jurisdiction of residence.
To create a valid 345ph account, you must:
Each individual may maintain only one (1) registered 345ph account. Operating multiple accounts — whether under the same identity or different identities — is strictly prohibited. If multiple accounts are discovered, 345ph reserves the right to close all duplicate accounts, void any associated winnings, and confiscate any bonus funds from duplicate registrations. The Player may be permanently banned from the platform.
Before 345ph processes any withdrawal request, the Player must complete KYC identity verification. This involves submitting a clear, unaltered photograph or scan of a valid Philippine government-issued identification document — such as the PhilSys National ID, UMID, Driver's Licence, or Passport — along with any additional supporting documentation that may be requested. KYC is a PAGCOR compliance obligation and cannot be waived.
You are solely responsible for maintaining the security and confidentiality of your 345ph login credentials. You agree not to share your username, password, or any one-time PIN (OTP) associated with your account with any third party under any circumstances. 345ph will never ask for your password through any communication channel.
You must notify 345ph support immediately upon becoming aware — or suspecting — that your account credentials have been compromised. Until such notice is received, 345ph may treat all activity on your account as authorised by you and shall not be liable for any resulting losses.
345ph reserves the right to suspend or permanently close any Player account in the following circumstances:
In the event of account closure due to verified fraud or material breach, any real-money balance remaining in the Player's wallet may be withheld pending investigation. In the event of closure for non-breach reasons (e.g., voluntary closure by the Player), the remaining verified real-money balance will be returned to the Player's registered payment method within a reasonable processing period, subject to standard withdrawal verification.
345ph accepts deposits from verified account holders via the following methods: GCash, Maya (PayMaya), GrabPay, QR Ph, BPI, BDO, Metrobank, UnionBank, InstaPay, PesoNet, 7-Eleven CLiQQ, Coins.ph, and USDT TRC20. The minimum deposit amount is ₱100 for e-wallet methods. Deposit fees are not charged by 345ph, though your payment provider may apply their own transaction fees which are beyond 345ph's control.
All deposits must originate from payment instruments registered in the Player's own name. 345ph reserves the right to reject deposits from unverified or third-party payment sources and to request documentation proving ownership of any payment method used.
Withdrawal requests may only be submitted by Players who have completed KYC verification. The minimum withdrawal amount is ₱200. 345ph processes withdrawal requests to the Player's verified GCash or Maya account within 30 minutes of request submission for fully verified accounts, with funds typically arriving within 5 minutes of processing. Bank transfer withdrawals are processed within the same Philippine business day for requests submitted before 5:00 PM Philippine Standard Time (PST).
Withdrawals must be directed to the same payment method used for the Player's most recent qualifying deposit, or to the Player's verified registered payment method on file. 345ph reserves the right to require additional verification documentation for withdrawals exceeding certain thresholds as required by PAGCOR's Anti-Money Laundering compliance framework.
Bonus funds and winnings derived from bonus funds are subject to wagering requirements as specified in the applicable promotion terms. Bonus-derived funds may not be withdrawn until the full wagering requirement has been met. Real-money deposits are treated separately from bonus funds and may generally be withdrawn at any time (subject to standard verification requirements), unless a deposit bonus has been accepted and the applicable terms specify otherwise.
345ph offers various promotional bonuses to eligible Players including, but not limited to, welcome bonuses, reload bonuses, cashback offers, referral bonuses, and loyalty programme rewards. All promotions are governed by the specific terms applicable to each offer at the time it is made available.
All games available at 345ph — including slots, live dealer games, sports betting, e-sabong, bingo, Super Keno, and fishing arcade titles — are governed by their respective game rules as displayed within each game's interface and/or the relevant game provider's documentation.
345ph's slot and RNG-based games are provided by third-party certified game suppliers whose Random Number Generator (RNG) systems have been independently tested and certified to meet international fairness standards. The outcome of all RNG-based games is determined solely by the certified RNG and cannot be predicted, manipulated, or controlled by 345ph or any third party.
In the event of a game malfunction, disconnection, or technical error during active gameplay, the affected round may be declared void and any wagers placed during the affected round will be returned to the Player's wallet. 345ph shall not be liable for losses arising from technical failures beyond its reasonable control. Where a malfunction results in a displayed winning outcome that contradicts the correct game result, the correct result as determined by the game server log shall take precedence.
Sports betting markets and odds at 345ph are provided by third-party sportsbook suppliers. Settlements are made on officially confirmed results from the relevant sporting body. 345ph reserves the right to void bets on markets where the result cannot be officially confirmed or where obvious pricing errors occurred at the time of bet placement.
E-sabong streaming at 345ph is sourced from licensed Philippine cockfighting arenas operating under applicable Philippine law. All wagering on e-sabong events is subject to the official results declared by the arena operator for each match. 345ph does not operate or have control over the conduct of cockfighting events and is not responsible for disputes arising from arena-declared outcomes.
The following activities are strictly prohibited on the 345ph platform and constitute a material breach of these Terms:
345ph is committed to providing a safe and responsible gaming environment. We recognise that gambling, while an enjoyable form of entertainment for most Players, can become problematic for some individuals. The following responsible gaming tools are available in every 345ph account:
All real-money gaming at 345ph is restricted to players aged 21 years and older. 345ph actively monitors for indicators of problem gambling and may proactively reach out to Players showing signs of distress, or apply protective account restrictions where warranted by the Player's gaming behaviour.
For additional support resources, please visit our dedicated Responsible Gaming page. If you are in the Philippines and need support for gambling-related issues, please contact a qualified counselling service or helpline in your area.
All content on the 345ph platform — including but not limited to the 345ph brand name, logo, website design, software, game interfaces, text, images, graphics, and audio-visual elements — is the proprietary intellectual property of 345ph or its licensed suppliers and game providers. All rights are reserved.
Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 345ph platform solely for personal, non-commercial entertainment purposes in accordance with these Terms. This licence does not include the right to reproduce, distribute, modify, publicly display, create derivative works from, or commercially exploit any 345ph content.
The 345ph name and logo may not be used in any context — including social media, third-party websites, or promotional materials — without the express prior written consent of 345ph. Unauthorised use of 345ph intellectual property may result in legal action.
To the maximum extent permitted by applicable Philippine law, 345ph's total liability to any Player arising from or in connection with their use of the platform — whether in contract, tort (including negligence), breach of statutory duty, or otherwise — shall not exceed the total amount deposited by that Player in the 30-day period immediately preceding the event giving rise to the claim.
345ph shall not be liable for:
Nothing in these Terms shall exclude or limit 345ph's liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded under Philippine law.
345ph collects, processes, and stores personal data in accordance with the Republic of the Philippines' Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. By registering with 345ph, you consent to the collection and processing of your personal data as described in our Privacy Policy, which is incorporated into these Terms by reference.
Personal data collected during registration, KYC verification, and normal use of the 345ph platform is used for account management, regulatory compliance (including KYC and AML obligations), fraud prevention, customer support, and, with your consent, marketing communications. 345ph does not sell or rent your personal data to unaffiliated third parties for their independent marketing purposes.
For full details of how 345ph collects, uses, stores, and protects your personal data, and for information about your rights under the Data Privacy Act, please refer to our Privacy Policy.
345ph reserves the right to amend, modify, or replace these Terms and Conditions at any time. Where changes are material, 345ph will provide notice to registered Players through at least one of the following methods: a notice displayed on the 345ph website upon login, an email to the Player's registered email address, or an SMS to the Player's registered Philippine mobile number.
Your continued use of the 345ph platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using 345ph and may request account closure in accordance with Section 4.3.
The date on which these Terms were last reviewed and updated is displayed at the top of this page. Players are encouraged to review these Terms periodically to remain informed of the current rules governing their use of the 345ph platform.
These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Republic of the Philippines. Any dispute, controversy, or claim arising out of or relating to these Terms, the 345ph platform, or any transaction conducted through 345ph shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
Before initiating formal legal proceedings, Players are encouraged to contact 345ph's support team through the live chat channel to seek informal resolution of any complaint. 345ph is committed to resolving Player complaints in a timely and fair manner. Complaints relating to PAGCOR regulatory compliance may also be referred to PAGCOR directly.
For disputes relating to specific game outcomes, the recorded server-side game log shall constitute the authoritative record of the outcome. In cases where the Player's device or connection produced a different displayed result, the server log shall prevail.
For questions, complaints, or clarification regarding these Terms and Conditions, please contact the 345ph support team through the following channels:
When contacting support regarding a specific account issue, please have your registered username and the email address or mobile number associated with your 345ph account available to facilitate efficient verification.
Now that you've reviewed our Terms, join thousands of Filipino players who trust 345ph for safe, fair, and PAGCOR-regulated online gaming. Create your account in under two minutes.